The Federal Trade Commission (FTC) works for consumers to prevent fraudulent, deceptive, and unfair business practices.  Section 5(a) of the FTC Act, 15 U.S.C. § 45(a), prohibits unfair or deceptive acts or practices in or affecting commerce. Misrepresentations or deceptive omissions of material fact are deceptive acts or practices that are prohibited by Section 5(a)…

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